Quick Credit Connect Review: Is It Worth It?

You may borrow money from Quick Credit Connect to swiftly receive the money you need. CC Connect, a department of Capital Community Bank, is the lender for their loans (CC Bank). Control over the loan origination process, underwriting approvals, regulatory supervision, and compliance management is maintained by CC Connect. On quickcredit.com, the business promotes its service.

Overview of Quick Credit Connect

Before getting a personal loan, it is critical to compare different lenders. There are numerous choices, and each one offers benefits and drawbacks. One choice that has recently attracted interest is Quick Credit Connect. Nevertheless, is this lender the right one for you? To help you make a wise choice, let’s take a deeper look at what they have to offer.

After doing a lot of research on their website and terms and conditions, we found a number of features. These are a few that stand out in our opinion.

• The normal interest rate range for personal loans is 5% to 36%.
• From 185% APR to 225% APR in fixed APR range, it offers personal loans.
• Loan amounts range from $1,000 to $3,000.
• Not all states allow for the use of loans.
• If you don’t make your loan payments on time, your credit score can suffer. This is due to the possibility that the lender will notify the credit bureaus about any missed or late payments.
• This is a costly sort of credit, according to the website’s fine print.

How Does Fast Credit Connect Work?

With the Capital Community Bank subsidiary CC Connect, Quick Credit Connect provides a selection of loans. Personal loans, business loans, and mortgages are among the services they offer. CC Bank, a reputable financial company that was established in 1993, offers its clients a variety of lending choices, checking and savings accounts, and other services. You can reach them by phone at 1-888-995-1871, and their headquarters are in Dayton, Ohio.

There are few customer testimonials available for Quick Credit Connect. It’s difficult to determine how they handle their clients or how effective their service is because Trustpilot and the BBB don’t have any reviews on them.

The Function of Quick Credit Connect

It takes no time at all to apply for Quick Credit. Create an account, fill out some financial and personal details, accept the application disclosures, and submit. In most cases, you’ll get a response in a matter of seconds.

You can anticipate a decision shortly after submitting your online application. A notification email informing you of the outcome will also be sent to you. They may sometimes need to check your bank account to make sure you are eligible. They will notify you of the results once that has been completed.

How Can You Be Eligible For Quick Credit Connect?

If you live in Alabama, you must be at least 19 years old. You must also:

• Reside in one of the states that Quick Credit offers loans.
• Possess a job or other stable revenue source
• Have a functioning email address
• Possess a functional checking account
• Depending on the information provided by the applicant and their prior credit or loan history, applications will either be approved or rejected. In some circumstances, more details regarding bank account eligibility may be required.

BBB Ratings for Fast Credit Link

Without any client reviews, it is challenging to evaluate the level of Quick Credit Connect service. It’s difficult to determine how effective or dependable their firm is since Trustpilot and the BBB don’t have any information about them.

Quick Credit Connect Questions

What Fees Does Quick Credit Connect Assess?

The fee for a Quick Credit Connect loan is determined by the amount you need to borrow as well as your credit or loan history, if you have one. As an illustration, an installment loan for $2,000 may have an annual percentage rate (APR) of 225% and 48 installments of $175.91 every two weeks.

Do Pre-Payment Penalties Exist?

There aren’t any unforeseen costs associated with Quick Credit Connect. You won’t be charged for late payments, missed payments, or non-sufficient funds (NSF) fees associated with your loan.

Which Effects Does Quick Credit Connect Have on Your Credit?

Understanding the procedure and how it may impact your credit score is essential when thinking about taking out a loan. The majority of lenders will initially obtain your credit report softly to give you an indication of the interest rates and lending conditions you may be eligible for.

Your credit score won’t be impacted by this. The lender will need to conduct a hard credit inquiry when you decide to move forward with the loan application in order to fully understand your credit history and provide you with final rates. Your credit score will be lowered as a result of these difficult inquiries.

Most candidates will have their credit reports pulled when they apply for a Quick Credit Connect loan. Many credit inquiries in a short period of time can lower your overall credit score.

How Can You Terminate Quick Credit Connect?

Be certain that you are making the right choice before taking out a personal loan. You cannot undo or cancel a transaction once the money has been deposited to your account. You can prevent future adjustments or cancellations by being assured before submitting your loan application.

Do you find it difficult to make ends meet? The following advice will help you get back on track.
Little budget adjustments might have a significant influence on your total financial situation. These are some crucial actions you may take to organize your finances:

1. Establish and adhere to a reasonable budget. You can do this to stay on track and make wiser financial decisions.
2. Talk with a financial expert who can assist you in comprehending your alternatives and creating a strategy that is suitable for your particular set of circumstances.
3. Don’t stress too much about your debt because many businesses are willing to work with you to develop a payment schedule that is easier to manage. To learn more, contact their customer service department.

Is Fast Credit Link a Fraud or a Real Business?

According to Quick Credit Connect website, its service is an expensive form of credit. Other sources of credit, such a personal loan, home equity line of credit, existing assets, or borrowing from friends or family members, may be more affordable and more suited to your needs.

Various people borrow money for various reasons. Some people use them to pay for a significant purchase, while others might need to make up for an unforeseen price. No matter why you need a loan, you should always do your research and compare rates from several lenders. By doing so, you can be sure that you’re obtaining the best available deal. Furthermore, read customer reviews to help you decide which lender best meets your needs.

Do you know any quickcredit.com users? Comment and rate your experience in the comments section!

Many thanks for reading!