It’s crucial to weigh your options while looking for a debt relief solution that works for you. Depending on your needs, you can use this comparison of ClearOne Advantage vs AmOne to choose which company is best for you. This can assist you whether you need a personal loan or debt relief assistance.
ClearOne Advantage Review: Why Is It Among The Best Debt Consolidation Companies?
A debt relief organization called ClearOne Advantage has assisted clients in lowering their payments each month and eliminating unsecured debt. Their track record of success with their customer loyalty group is well-established. They have received numerous accolades for leading the debt consolidation loan sector. ClearOne Advantage can be of assistance if you are in debt. This evaluation will focus on their products and client feedback.
Do you owe a lot of money in debt? Can help is ClearOne Advantage. The company has assisted thousands of customers in resolving their enrolled debt since its founding in 2008. In recent years, ClearOne Advantage has received a lot of media attention. Nevertheless, is this the best company for you?
We thoroughly examined their website and terms and conditions, and made a number of interesting discoveries. The following highlights a few of the more noteworthy items.
- It has a Better Business Bureau rating of A+ and a client satisfaction rating of 9 out of 10.
- Until your enrolled debt is reduced and savings are realized, their services are offered without charge.
- A budget-effective monthly payment plan will be created just for you to help you save money.
- Customers who are willing to stick with the program and pay off their debts can anticipate savings of up to 50% over the course of 24 to 60 months.
- The company has a history of helping its clients effectively resolve over $3 billion in debt.
- It offers a self-service client portal where you can view all of your account information whenever you need to, day or night, seven days a week.
- Their website offers information, budgeting tools, and comprehensive debt advice.
- Consumer Debt Relief Initiative (CDRI) member.
- The best reputation in debt settlement in the sector.
- Award-winning Customer Loyalty Group
- No secured debt that is fully paid off and backed by real estate is accepted by ClearOne Advantage.
ClearOne Advantage: What Is It?
ClearOne Advantage can be of assistance if you are in debt. Since 2008, they have helped thousands of customers with their credit card bills and other unsecured debts as a well-known debt settlement company.
There are no out-of-pocket costs for them. In collaboration with you, ClearOne Advantage develops a custom debt management plan that adheres to your financial constraints. Their knowledgeable debt consultants will bargain with your creditors for lower final payment amounts so that you may pay back a fair portion of your expenses at a level that is agreeable to you.
Contact information for the company, which has its main office in Baltimore, Maryland, is [email protected] or 888-340-4697.
How Does ClearOne Advantage Work?
It may be difficult to find debt relief, but it doesn’t have to be. ClearOne begins by analyzing its debt and estimating its savings. A Certified Debt Expert from the Customer Loyalty Group will assess your situation and work with you to create a reasonable repayment plan that is affordable. You can complete this over the phone or online, and it often takes less than 20 minutes.
Your debt reduction study will be specific about what ClearOne can do for you and how much money you can save because no two situations are comparable.
ClearOne Advantage Program: Sign-Up Process
When you sign up for their program, you pay a lower monthly amount into a bank account in your name that is FDIC insured. This account will be used to make your monthly payments to creditors, which could be up to 40% less than what you presently pay.
As your money balance increases, ClearOne Advantage will start negotiating with your creditors. This strategy can assist you in getting back on track, enhancing your financial status, facilitating loan approval for a debt consolidation, and avoiding the requirement for additional debt relief services.
How To Qualify For ClearOne Advantage?
There is no one method that works for everyone when it comes to debt relief. For some people, making monthly payments to debt settlement agencies may be preferable to declaring bankruptcy or enrolling in credit repair programs. Debt settlement is a flexible instrument used in a variety of monetary circumstances.
See If You Qualify for Credit Card Relief
See how much you can save every month — plus get an estimate of time savings and total savings — with your very own personalized plan.
You must budget money for a lump-sum payment to settle your debt as part of a debt settlement plan. Generally speaking, you ought to be able to set aside 1.5% of your overall debt each month. With $30,000 in unsecured debt, one should be able to consistently save $450 each month. This would permit a three-year program’s operation.
ClearOne Advantage Reviews
With an A+ BBB rating and accreditation since 2014, ClearOne Advantage is a well-known business. With an average of 472 client evaluations and nearly no unfavorable ones, they are a business you can trust.
Here are some reviews for ClearOne Advantage:
Ruthie J 07/09/2022
Tammy J. 04/16/2022
Kimberly V. 03/01/2022
Tara R 02/04/2022
Are you having trouble with your finances? Here are a few ideas to get you back on track.
- Setting and following a budget is a great method to stay on course.
- Another choice is to speak with a financial expert, who can walk you through your alternatives and help you create a plan that is customized to your particular circumstance.
- Last but not least, if you are already in debt, try not to worry too much. Many companies are prepared to work with clients to develop a more affordable payment schedule. Get in touch with their customer service division to learn more.
ClearOne Advantage: Is It Legit?
A reputable debt settlement program and excellent debt negotiating services are provided by ClearOne Advantage. It belongs to both the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA). The website is protected to safeguard your information, and its privacy statement outlines the data it gathers and shares with partners.
Furthermore, those looking for a trustworthy business might consider ClearOne Advantage. The majority of their clients express satisfaction with their interactions with them, and they have been acknowledged since 2014 and have an A+ rating with the Better Business Bureau.
AmOne Review: A Simpler Way To Get Debt Consolidation Loans
AmOne is a marketplace that helps users find financing options. It was established in 2005. While it does not make loans, it has assisted clients in obtaining over $16 billion in funds at no cost. It’s a great choice if you prefer to carefully weigh your alternatives before applying for a loan and a great way to comparison shop without having to get in touch with every lender separately.
AmOne Loans: Key Aspects
$1,000 – $100,000 in loan amounts
APR: 3.49% to 35.99%
Minimum Credit Score: Available for all credit scores
- Personal Loan Type: Unsecured
- Conditions of Repayment: 3 to 120 Months
- Marketplace or Direct Lender: Marketplace
- Turnaround Time: Based on Lender
- Best For: Customers seeking to finance urgently needed projects
Pros & Cons
- Able to apply with a co-applicant
- Extensive network of lenders with competitive rates
- Positive comments from clients
- Loan terms and amounts vary.
- The details of potential rates and terms should be made clearer.
- You may receive numerous phone calls and emails from lenders.
- Poor customer service
How Much Does AmOne Loan Cost?
AmOne offers flexible short-term loans with interest rates ranging from 6.78% to 35.99% and repayment terms ranging from 12 days to 84 months, with loan amounts ranging from $1,000 to $50,000. Rates can include a 3% origination fee and vary depending on your lender.
How To Qualify For AmOne
You must satisfy the following requirements in order to begin:
- You must be a citizen or legal resident of the US.
- At least 18 years of age is required.
- Bank account information
- Social Security number
You also need to have access to the following data in order to apply:
- An identity document issued by the government
- Annual income
- Income before taxes
- Phone number and email
Following completion of all requirements, you can start by doing the following actions:
- Choose your loan type and credit score range by going to the AmOne website.
- Click Check My Options
- Please enter your contact information, the loan amount, and the loan purpose.
- Provide the particulars of your place of employment and your bank accounts.
- Review the disclaimers, terms of service, and privacy statement.
- Click Get My Options
They will provide you potential loan offers through email once your application is finished. Choose the option that best satisfies your needs after thoroughly evaluating your possibilities. After you and a provider come to an agreement, you’ll finish the application procedure with the lender of your choosing directly.
AmOne has an A+ BBB rating.
Despite having an A+ rating, they are not BBB accredited. On Trustpilot, customers have given them overwhelmingly good reviews, giving them an average rating of 4.7 out of 5. They are prompt and professional in their responses to inquiries, according to a number of people.
AmOne: Is It A Legit Company?
- AmOne is a marketplace for unfunded unsecured loans. Its objective is to help you locate and pick an acceptable lender and compare loans.
- It is your lender of choice who is in charge of the loan agreement.
- It offers a wealth of educational materials, including articles and lessons on personal loans, basic financial concepts, and budgeting.
- That won’t harm your credit, but you should anticipate that your lender may eventually run a credit check, momentarily lowering your credit score.
- Be sure to get in touch with your lender if you have any question.