Quick Credit Connect offers loans that can help you get the cash you need fast. They offer loans through CC Connect, which is a division of Capital Community Bank (CC Bank). The company advertises its service at quickcredit.com under the brand name Quick Credit Connect. This company is in charge of loan origination, underwriting approvals, regulatory oversight, and compliance management.
Comparing different lenders before applying for a personal loan is extremely important. The options available are numerous and each has its own advantages and disadvantages. Quick Credit Connect has recently gained attention. Do you think this lender is a good choice for you? To help you make an informed decision, let’s take a closer look at what they offer.
In the process of researching their website and terms and conditions, we uncovered several interesting points. Here are some of the most noteworthy ones that we found particularly interesting.
- Interest rates on personal loans typically range from 5% to 36%.
- It offers fixed APR personal loans ranging from 185% to 225%.
- There is a $1,000 minimum and a $3,000 maximum.
- Not all states offer loans.
- Late or missed payments may negatively impact your credit rating if you do not pay your loan on time.
- Website fine print states “This is an expensive form of credit.”
Quick Credit Connect: What is It?
Through CC Connect, a division of Capital Community Bank, Quick Credit Connect offers a variety of loans, including personal loans, business loans, and mortgages. CC bank was established in 1993 and is a trusted financial institution in the area that offers customers a variety of financial products and services, including checking accounts, savings accounts, and custom loans. If you would like to contact them, you can call 1-888-995-1871. Their headquarters are located in Dayton, OH.
The customer reviews for Quick Credit Connect are hard to come by. Trustpilot and BBB do not have any reviews about Quick Credit Connect, so it’s difficult to gauge how they treat their customers and how efficient their service is.
How Does This Company Work?
The application process for Quick Credit is quick and easy. Sign up for an account, provide personal and financial information, agree to the application disclosures, and submit. Usually, you will receive a decision within just a few minutes.
When you submit your online application, you will receive a decision within a few seconds of your submission. As well as receiving an email notification, you will also receive information when your application has been approved. Sometimes, they may ask you to verify your eligibility by completing a bank verification form.
How To Qualify For Quick Credit Connect
You must have a minimum age of 18 years old (19 years old if you live in Alabama) and:
- You must reside in a state where Quick Credit loans are available.
- Possess a job or a source of income that can be proven
- Make sure you have a valid e-mail address
- Maintain an active and acceptable checking account
Applicants will be approved or declined based on verifying their information and previous credit or loan history. In certain cases, additional information regarding bank account eligibility may be requested.
Quick Credit Connect Reviews
With no customer reviews, it isn’t easy to gauge the quality of Quick Credit Connect’s service. Trustpilot and the Better Business Bureau do not have any information on the company, so it is very hard to know how efficient and reliable their company is.
How Much Does Quick Credit Connect Charge?
There is no set price for borrowing money with Quick Credit Connect. It depends on how much you need to borrow, your credit history, and any previous loans that you have had. For example, an installment loan for $2,000 could have an Annual Percentage Rate (APR) of 225%, and 48 bi-weekly payments of $175.91.
Is There Any Pre-Payment Penalty?
There are no hidden fees when you take out a loan with Quick Credit. There are no prepayment penalties, late fees, or non-sufficient funds (NSF) fees associated with the loan you take out.
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How Does This Company Affect Your Credit?
The first thing you need to consider before applying for a loan is to understand the process and how it may affect your credit score. Most lenders will start by doing a soft credit check to give you a sense of the interest rates and terms that may be available to you.
Despite this, you will not be able to lower your credit score. To get a full picture of your credit history and offer you the final rate, the lender will need to conduct a hard credit inquiry once you decide to proceed with the loan application. Your credit score will be lowered as a result of these hard inquiries.
If you apply for a Quick Credit loan, a credit report will be pulled for most applicants. Having multiple credit inquiries in a short period can negatively impact your credit rating.
How To Cancel Quick Credit Connect?
Ensure that you are confident before taking out a personal loan. Once the funds have been transferred to your account, you cannot reverse or cancel the transfer. If you are certain before applying for the loan, you can avoid any unforeseen changes or cancellations later on.
With these helpful tips, you can get back on track if you are struggling to make ends meet.
There are several things you can do to get your finances in order by making small adjustments to your budget. Here are some key things to consider:
- The first step is to develop a realistic budget and adhere to it. This will allow you to stay on track and make wiser spending decisions.
- Consider consulting with a financial advisor who will be able to help you understand your options and create a plan that is tailored to your individual needs.
- Don’t get too concerned about debt – most companies are willing to work with customers to create a more manageable payment plan.
Quick Credit Connect: Is It Legit?
On its website, Quick Credit Connect claims that its service is extremely expensive. You may be able to get a better deal for your financial needs if you use a form of credit that is more affordable and more suitable for your needs, such as a credit card cash advance, a personal loan, a home equity line of credit, existing savings or borrowing from a friend or relative.
The Credit Company was founded in 1993 and has been operating for over two decades. It is a well-established business that provides loans for people in need of money quickly. At this time, there are not sufficient community reviews for this company to provide a reliable rating of its customer service and user experience.
Depending on the situation, people take out loans for different reasons. For some people, a loan is used to finance a big purchase, while for others it is used to cover an unexpected expense. It is important to do your research and compare interest rates from different lenders, despite the reason for which you wish to take out a loan. By doing this, you will be able to make sure you are getting the best deal possible. In addition, you should make sure to read customer reviews so that you can find a lender that meets your needs.
Are you familiar with quickcredit.com? If so, please share your experience and review it below!
Thanks for reading!
Quick Credit Connect
Quick Credit Connect
Quick Credit Connect Review
There is a statement on Quick Credit Connect’s website that it is an expensive credit service. Taking advantage of credit cards, personal loans, home equity lines of credit, existing savings, or borrowing from friends or relatives may be less expensive and more suitable. Credit Company was founded in 1993 and has been in business for more than two decades. Currently, there aren’t enough community reviews to provide a reliable rating of this company’s user experience and customer service.