In the world of personal loans and debt consolidation services, ClearOne Advantage and Credit Associates are two of the main companies that can be found online. Seeing as there are many similarities between ClearOne Advantage vs Credit Associates, we chose to compare the two companies to see how they compare.
- 25th best financial firm, USA (INC Magazine)
- Minimum Debt $10,000
- No Minimum Credit Score
- $3 billion+ debt resolved
- BBB A+ Rating
- Minimum Debt $7,500
- No Minimum Credit Score
- $500 million debt resolved
ClearOne Advantage Review: Why Is It A Good Company?
Using ClearOne Advantage, customers have been able to lower their monthly debt payments and remove themselves from unsecured debt. In terms of customer loyalty, they have a proven track record of success. In the debt consolidation loan area, they have been ranked number one among many organizations. If you are in debt, ClearOne Advantage can help. The purpose of this review is to examine their services as well as what their clients have to say about them.
ClearOne Advantage Overview
Is your debt overwhelming? It may be possible for ClearOne Advantage to assist. Since 2008, thousands of customers have resolved their enrolled debt with the organization. There has been a great deal of attention paid to ClearOne Advantage over the past few years. Does this firm, however, fit your needs?
Some fascinating discoveries were made after carefully analyzing their website and terms and conditions. Here are some noteworthy items.
- With an A+ rating from the Better Business Bureau, it has a client satisfaction score of 9 out of 10.
- Until your enrolled debt is reduced and savings are achieved, their services are free of charge.
- To help you save money, a monthly payment plan will be tailored specifically for you.
- With a commitment to the program, clients can expect to save around 50% throughout 24 to 60 months.
- Clients have relied on the company to resolve more than $3 billion in debt.
- Access to all your account information is available 24 hours a day, 7 days a week through the self-service client portal.
- They offer budgeting tools, articles, and debt guides on their website.
- CDRI (Consumer Debt Relief Initiative) accredited member
- In the debt settlement industry, they have the best reputation.
- They are an Award-winning Customer Loyalty Group.
- The ClearOne Advantage company does not accept real estate-backed secured debt.
ClearOne Advantage: What Is It?
Getting out of debt is possible with ClearOne Advantage. The company has assisted thousands of people since 2008 with their credit card bills and other unsecured debts.
They don’t charge any up-front fees. You can work with ClearOne Advantage to develop a budget-friendly debt reduction plan. Using their qualified debt consultants, you can negotiate lower payment amounts with your creditors so that you can recoup a reasonable portion of your expenses.
You can reach ClearOne Advantage by calling 888-340-4697 or sending an email to [email protected].
How Does This Company Work?
You don’t have to struggle to find debt relief. ClearOne begins by analyzing your debt and estimating your savings. You will be assisted in finding a realistic repayment plan by one of their Customer Loyalty Group’s Certified Debt Specialists. In most cases, this can be completed over the phone or online in less than 20 minutes.
Each situation is unique, so your debt reduction study will detail exactly how much you can save with ClearOne.
Sign-Up Process
When you enroll in their program, you pay a reduced monthly amount into an FDIC-insured bank account. This account will provide you with payments to your creditors that may be up to 40% lower than what you are currently paying.
Upon increasing your money balance, ClearOne Advantage will begin negotiating on your behalf with your creditors. As a result of this procedure, you are in a better position to get back on track, enhance your financial situation, apply for a debt consolidation loan more easily, and avoid the need for further debt relief services.
What Are The Eligibility Requirements For ClearOne Advantage?
In terms of debt relief, there is no one-size-fits-all solution. It may be more appropriate for certain people to settle the debt through debt settlement organizations rather than file for bankruptcy or repair their credit. In various monetary circumstances, debt settlement is an effective option.
See If You Qualify for Credit Card Relief
See how much you can save every month — plus get an estimate of time savings and total savings — with your very own personalized plan.
Debt settlement plans require you to put money aside for a lump-sum payment to settle your debt. Generally, you should set aside 1.5% of your total debt each month. Thus, a person with $30,000 in unsecured debt can consistently save $450 per month. In this case, a program would last about three years.
ClearOne Advantage Reviews
A+ BBB-rated ClearOne Advantage has been accredited since 2014. Averaging 472 client evaluations and virtually no negative ones, they are a business you can trust.
Here are some reviews:
Ruthie J 07/09/2022
Tammy J. 04/16/2022
Kimberly V. 03/01/2022
Tara R 02/04/2022
Is your financial situation difficult? The following tips can help you get back on track.
- Budgets are a great way to stay on track.
- You can also consult a financial expert for advice and help to identify the right strategy for your situation.
- Last but not least, if you already have debt, be reassured. Many businesses can collaborate with clients to create an affordable payment schedule. You can find out more by contacting their customer service department.
ClearOne Advantage: Is It Legit?
With ClearOne Advantage’s excellent debt negotiation services, you can rely on a reliable debt settlement program. American Fair Credit Council (AFCC) (IAPDA) and the International Association of Professional Debt Arbitrators have accredited it. You can protect your information on its website by using encryption. The privacy policy specifies the data it collects and shares.
Aside from this, ClearOne Advantage is a great option for those seeking a trusted and respected business. In addition to having an A+ rating with the BBB and having been recognized since 2014, most consumers are satisfied with their interactions with them.
Credit Associates Review: A Debt Consolidation Company With Almost Perfect Records
You can contact Credit Associates if you are having trouble making your monthly payments. Thousands of Americans have regained financial stability thanks to the top-rated debt relief company Credit Associates. Getting rid of high-interest rates and simplifying your monthly payments can be done quickly and easily with Credit Associates’ debt consolidation services.
There are a few things you should know before consolidating your credit card debt with Credit Associates. First and foremost, Credit Associates assists thousands of debtors in obtaining debt relief.
Their Better Business Bureau rating is A+ and they hold accreditation from the National Foundation for Debt Management. Credit Associates also offers a money-back guarantee in addition to its money-back guarantee. You can get your money back if you are dissatisfied with their offerings.
Your creditors will be paid on your behalf when you consolidate your debt with Credit Associates. By doing this, you can save money on interest rates and late fees, as well as get out of debt faster. Additionally, Credit Associates offers free credit counseling. The assistance of a credit counselor can be helpful if you’re not sure where to begin.
You should consider Credit Associates if you’re searching for a Debt Consolidation company that can take care of your debt quickly and effectively.
Pros & Cons
It is without a doubt a reliable organization to work with Credit Associates. With a Better Business Bureau A+ rating, they have been in business for 14 years. However, what are the additional advantages and disadvantages of using their debt consolidation services?
One of their biggest advantages is that they have helped thousands of people get out of debt. They might be able to lower your monthly payments and help you pay off debt faster through their debt reduction program. Additionally, they offer free debt consultations and money-back guarantees.
Furthermore, their program is open to anyone with any type of debt, including credit card debt, medical debt, and even educational debt.
Fees can sometimes be high, which is the only major disadvantage. If you compare their fees with the interest rates on your credit cards, it’s still an outstanding deal.
The advantages of Credit Associates outweigh the disadvantages. If you’re on the lookout for a reputable organization to assist you with debt consolidation, they’re a great choice. Before making a decision, be sure to thoroughly weigh the ups and downs.
Credit Associates: What Is It?
With Credit Associates, customers can consolidate their debt and choose from a variety of options. Moreover, the business offers a money-back guarantee for unsatisfied customers. If you’re looking to consolidate your debt and become financially independent, Credit Associates is a great option.
Credit Associates offer you some advantages when you consolidate your debt. The following are some of these advantages:
- Debt consultations are free
- A one-low monthly payment
- Prepayment penalties or hidden fees are not applicable
- If you are not satisfied with their product or service, they will refund your money
Debt Consolidation Process
It is called a debt consolidation program when several debts are consolidated into one. You can do this by getting a new personal loan or by consolidating several credit cards into one. If you consolidate your debt, you will be able to reduce your monthly payments, save money on interest payments, and raise your credit rating. Debt consolidation may be a suitable alternative if you have trouble paying several loans on time.
Make sure you do your homework and evaluate various debt settlement companies before hiring one. If you’re looking for a company, make sure they’ve got reasonable prices and don’t charge any additional fees. People seeking debt settlement services should consider Credit Associates.
The benefits of consolidating your debts are numerous, but before you choose any consolidation service, you must understand all the terms and conditions. To make sure you understand what you are agreeing to, be sure you read the entire contract.
Who Owns Credit Associates?
Founded more than 14 years ago, Credit Associates is a debt consolidation company. The company is privately held, and its ownership is made up of several individual investors.
To assist you in escaping debt, they have a staff of professionals who specialize in debt consolidation. You can get a free debt consolidation consultation to determine if debt consolidation is the best option for you.
Credit Associates Process
Consumers can consolidate their obligations into a single monthly payment through Credit Associates, one of the debt reduction companies. They negotiate with your creditors to reduce your interest rates and monthly payments so you can pay off your debt faster.
You can also take advantage of their debt management program to pay off your debt in as little as two years. A reliable and trustworthy debt reduction company, Credit Associates, can help you eliminate your debt. It is important to know a few things before combining your debts.
As a first step, you will be charged by Credit Associates for their services. It depends on how much of a deal you can strike with your creditors and how much debt you owe. A typical fee ranges from $100 to $500. In addition, your credit score will not be raised immediately after consolidating your debts. Following consolidation, your credit score may not rise immediately.
If you are considering consolidating your debt, Credit Associates can assist you in getting out of debt. Be aware of how their services will impact your credit score and report before you sign up for them.
The Credit Associates Program: How Does It Work?
To help you pay off your debt, Credit Associates’ debt settlement program allows you to consolidate all of your debts into one personal loan. As part of the debt relief program, you will make one monthly payment for all of your debts. Getting out of debt faster and saving money on interest is possible this way.
There are many benefits to consolidating your debt into a single monthly payment. The main advantage is that you will save on interest. Consolidating your debt will simplify your life by eliminating one monthly bill. The management of your money could be made simpler, simplifying your life.
Credit repair and credit rating enhancement can also be achieved through debt relief businesses. Higher credit scores guarantee lower interest rates on loans, credit cards, mortgages, and auto loans, as well as easier approval for mortgages and auto loans.
Using the debt relief program, you can save money on interest and simplify your life.
Credit Associates Reviews
Credit Associates has an A+ rating with the Better Business Bureau. Because you can trust this company, you can feel confident choosing them for debt settlement. The importance of working with a firm like Credit Associates cannot be overstated since many companies do not hold themselves to the same high standards as Credit Associates.
It’s important to read BBB reviews before choosing a debt relief company. Your perception of the business will be influenced by what other customers have said about it. In addition, it is an indication of how fast the company responds to customer complaints.
Here are some reviews:
Dennis S 01/12/2021
Johnny B 12/22/2020
Sheryl H 10/06/2020
Tone J 12/08/2019
How Legit Is This Company?
There is unanimous agreement that the answer is yes! Credit Associates has a high success rate and a lot of positive feedback. Choosing Credit Associates as your debt consolidation firm is an excellent decision. With their help, you will develop a personalized plan for restoring your finances.
What Makes Credit Associates One Of The Best Debt Consolidation Companies?
Credit Associates stands out from other debt consolidation companies even though there are many excellent firms. The company has many happy customers and a high success rate. Expect nothing less than the best.
Is Credit Associates Right For You?
You can reach Credit Associates at 866-936-4146 if you still have not decided if Credit Associates is the right company for you. You will find that their friendly and helpful staff will be more than happy to answer any questions you may have. After picking out a debt relief alternative, they will work closely with you to develop a customized debt relief plan tailored to meet your needs.
